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What is Alaska SR22 Insurance?
An Alaska SR-22 is a document that shows proof of fiscal responsibility. The SR22 form in Alaska shows that the motorist has obtained and is carrying continuous liability coverage. If this coverage lapses or is otherwise canceled, the insurance company reports this to the Division of Motor Vehicles.
Who Needs SR22 Insurance in AK?
Those who have had moving violations that would make them high risk, such as DUI or reckless driving violations. An SR22 is usually required for reinstatement of driving privileges once a driver’s license is revoked or suspended.
Are There Different Types of Alaska SR22 Forms?
There are two different kinds of forms for SR22 in Alaska, the Owner’s Certificate and the Operator Certificate. In cases where a motorist drives but does not own a vehicle, an Operator’s Certificate would be appropriate, for those who do own vehicles, an Owner’s Certificate is required.
Is SR22 Car Insurance Required in Alaska?
Yes. For the majority of offenses that require Alaska SR-22 auto insurance, coverage must be continuously maintained for a minimum of three years from the end date of your revocation. However, in cases of Refusal and DWI convictions, it is required for 5 years from the end date on the first offense and 10 years on the second, and then, 20 years for a third offense. For drivers who have had four DWIs or Refusals, lifetime coverage is mandatory.
How Do I File an Alaska SR22 Insurance Form?
A motorist files an Alaska SR-22 form through their insurance provider, usually after paying a small fee, which can be added to the premium. The insurance carrier then files the form with the Department of Motor Vehicles. The State of Alaska takes this very seriously and the penalties are fairly steep- so coverage amounts for the state minimums of 50/100/25. To get select quotes from Alaska SR22 auto insurance providers, key in your information and find out how to save on SR22 insurance today.