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UPDATED: Mar 13, 2020
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What is Indiana SR22 Insurance?
An Indiana SR22 car insurance certificate, or financial responsibility insurance form, serves as proof that you are financially responsible for carrying the minimum amount of insurance on your vehicle as required by state law.
Who Needs SR22 Insurance in Indiana?
Indiana SR-22 car insurance must be carried by drivers whose drivers’ licenses were revoked or suspended because they were driving or were in an accident while uninsured; drivers with unsatisfied judgments; or drivers whose driver’s licenses were revoked/suspended for other reasons.
Are There Different Types of Indiana SR22 Forms?
Yes, there are three types of Indiana SR22 auto insurance coverage: Operator, Owner and Operator-Owner. Operator covers financial responsibility for drivers who operate but do not own a car. Owner covers financial responsibility for drivers who own and operate a car. Operator-Owner covers financial responsibility for all vehicles owned or not owned by a driver.
Is Indiana SR22 Insurance Required in Indiana?
All motorists in Indiana are required by law to carry liability insurance or file a SR22 with the Indiana Bureau of Motor Vehicles. Failure to comply results in a $500 fine and suspension of your driver’s license and registration if you are stopped by a police offer during a traffic stop or in the event of an accident.
How Do I File an Indiana SR22 Insurance Form?
You have to request your insurer to file an SR22 with the IN Bureau of Motor Vehicles. The insurer will charge you a processing fee, which varies between agencies. You can request a quote from a state-authorized agency in your area. The insurer usually files the Indiana SR-22 auto insurance within 30 days of your request. If your filing is accepted, you will receive the SR22 along with a letter from the Indiana Bureau of Motor Vehicles. The Indiana SR22 car insurance must be maintained for three years.