Indiana SR22 Insurance

Free High-Risk Insurance Comparison

 Secured with SHA-256 Encryption

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications...

Full Bio →

Written by

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance...

Full Bio →

Reviewed byRachael Brennan
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What is Indiana SR22 Insurance?

An Indiana SR22 car insurance certificate, or financial responsibility insurance form, serves as proof that you are financially responsible for carrying the minimum amount of insurance on your vehicle as required by state law.

Who Needs SR22 Insurance in Indiana?

Indiana SR-22 car insurance must be carried by drivers whose drivers’ licenses were revoked or suspended because they were driving or were in an accident while uninsured; drivers with unsatisfied judgments; or drivers whose driver’s licenses were revoked/suspended for other reasons.

Are There Different Types of Indiana SR22 Forms?

Yes, there are three types of Indiana SR22 auto insurance coverage: Operator, Owner and Operator-Owner. Operator covers financial responsibility for drivers who operate but do not own a car. Owner covers financial responsibility for drivers who own and operate a car. Operator-Owner covers financial responsibility for all vehicles owned or not owned by a driver.

Is Indiana SR22 Insurance Required in Indiana?

All motorists in Indiana are required by law to carry liability insurance or file a SR22 with the Indiana Bureau of Motor Vehicles. Failure to comply results in a $500 fine and suspension of your driver’s license and registration if you are stopped by a police offer during a traffic stop or in the event of an accident.

How Do I File an Indiana SR22 Insurance Form?

You have to request your insurer to file an SR22 with the IN Bureau of Motor Vehicles. The insurer will charge you a processing fee, which varies between agencies. You can request a quote from a state-authorized agency in your area. The insurer usually files the Indiana SR-22 auto insurance within 30 days of your request. If your filing is accepted, you will receive the SR22 along with a letter from the Indiana Bureau of Motor Vehicles. The Indiana SR22 car insurance must be maintained for three years.

Free High-Risk Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption