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What is Kansas SR22 Insurance?
A Kansas SR22 car insurance form, or called a financial responsibility insurance certificate, is a document proving that you are financially responsible for carrying the minimum required amount of insurance on your car.
Who Needs SR22 Insurance in Kansas?
In Kansas, SR-22 car insurance must be carried by drivers who have had their drivers’ licenses revoked or suspended due to multiple moving violations; drivers with DUI or DWI convictions; drivers who refuse to take a breath analyzer test; or under-insured or uninsured drivers found at fault for an accident that caused property damage, injury or death.
Are There Different Types of Kansas SR22 Forms?
Yes, there are three types of Kansas SR22 auto insurance coverage: Operator, Owner and Operator-Owner. Operator SR22 insurance covers financial responsibility for drivers who drive but do not own a vehicle. Owner’s SR22 insurance covers financial responsibility for drivers who operate and own a vehicle. Operator’s-Owner’s SR22 insurance covers financial responsibility for all vehicles owned or not owned by a driver.
Is SR22 Insurance Required in Kansas?
Drivers in Kansas must have liability insurance or file a Kansas SR22 auto insurance form with the Kansas Department of Motor Vehicles. Failure to do so results in a $500 fine and suspension of your driver’s license and registration if a police officer stops you during a routine traffic stop or during an accident.
How Do I File a KS SR22 Insurance Form?
You can ask your insurance company to file an SR22 with the Kansas Department of Motor Vehicles. You may be charged a processing fee, which varies among different agencies. You can request a quote from state-authorized agencies in your area. Your insurer will electronically file the Kansas SR-22 auto insurance form with the Department of Financial Responsibility of the Kansas DMV and will send you the SR22 if accepted. You must maintain the Kansas SR-22 car insurance for three years. If you do not renew it at least 15 days before the expiration date, your insurer is required to notify the State. Your driving record will then be suspended until the Kansas SR22 insurance is reinstated.