Washington SR-22 Insurance
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UPDATED: Nov 2, 2020
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What Is Washington SR-22 Car Insurance?
A Washington SR-22 car insurance form proves the financial responsibility of a driver for carrying enough car insurance coverage. A Washington SR-22 car insurance form shows the Washington authorities that a driver can carry at least the state minimum amount of liability car insurance coverage, or at least $25,000 per person injured per accident, $50,000 for more than one person injured in an accident, and $10,000 property damage.
Six major factors affect car insurance rates in Washington. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a WA DUI.
Who Needs a Washington SR-22 Insurance Form?
In Washington, SR-22 auto insurance forms are required for drivers who have had their licenses suspended. Other cases where a SR-22 insurance form is required include drivers who have had unsatisfactory judgments entered against them, or if a driver hasn’t paid their ordered compensation for an accident. Drivers who have had more than three convictions for auto insurance violations are also required to file a WA SR-22 car insurance form to prove that they are carrying continuous car insurance.
Are There Different Types of Washington SR-22 Forms?
In Washington, SR-22 car insurance forms come in three different types: the Operator’s Certificate, the Owner’s Certificate and the Operators-Owners Certificate. The Washington SR-22 Operator’s Certificate proves that the operator of a motor vehicle is financially responsible for carrying car insurance, even if they don’t own a vehicle. The Owner’s Certificate SR-22 form in Washington proves financial responsibility for a driver who owns their vehicle and for all vehicles they own. The Washington SR-22 Operators-Owners Certificate combines both types of certificate by covering both the driver and all their vehicles.
Who is Responsible for Filing an SR-22 Insurance Form in Washington?
In Washington, the state does not notify the driver or their insurance company that they need to file a SR-22 insurance form. The driver’s car insurance company is responsible for filing the Washington SR-22 auto insurance form with the Washington Department of Licensing.
How Does a Washington SR-22 Insurance Form Cost Extra?
In most states, a SR-22 processing fee is associated with filing an SR-22 insurance form, but the SR-22 processing fee may be included in the car insurance policy. The best way to find low cost Washington SR-22 car insurance is to get a free online quote!