Utah SR22 Insurance
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UPDATED: Nov 2, 2020
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What Is Utah SR22 Insurance?
A Utah SR22 car insurance form, sometimes called a SR-22 financial responsibility insurance form, is a form filed with the Financial Responsibility Department of the Utah Division of Motor Vehicles in cases where a driver needs to prove that they are responsible for carrying car insurance. The UT SR22 insurance form shows that a driver is financially responsible for carrying at least the state mandated minimum amount of liability car insurance coverage. The driver’s auto insurance policy holder is responsible for filing the SR22 form with the state of Utah. A Utah SR-22 auto insurance form should prove that the driver carries at least the state minimum amount of liability coverage: $25,000 per person in an accident, $50,000 for more than one person injured in an accident, and $15,000 in property damage coverage.
Six major factors affect car insurance rates in Utah. Which auto insurance factors will affect SR22 rates the most? Typically that’s a UT DUI arrest.
Who Needs a Utah SR22 Car Insurance Form?
In Utah, SR-22 car insurance forms need to be filed by drivers who have had their license suspended or are convicted of certain moving violations. In Utah, SR22 auto insurance forms are required for drivers that are caught or get into an accident while driving without auto insurance. Drivers convicted of driving while under the influence of alcohol or other illegal substances are also required to file SR22 insurance forms in Utah, as well as drivers who have multiple serious moving violations like reckless driving.
Are There Different Types of Utah SR22 Forms?
There are three main types of Utah SR-22 car insurance forms: Operator’s Certificate, Owner’s Certificate and the Owners-Operators Certificate. The Operator’s Certificate SR22 form covers drivers who do not own a vehicle. The Owner’s Certificate SR22 form in Utah proves the financial responsibility for vehicles that the driver actually owns, and the Operators-Owners Certificate covers all the vehicles that the driver drives, whether or not they own the vehicle.
How Do I File a Utah SR22 Car Insurance Form?
The holder of the driver’s car insurance is responsible for filing a SR22 insurance form with the Utah Division of Motor Vehicles. Drivers must request that it be filed because the state will not notify the insurance company and the company won’t do it automatically. To find low cost Utah SR22 insurance, drivers should enter their information for a free online quote!