Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Auto Insurance Agent

UPDATED: Nov 2, 2020

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What is Nevada SR-22 Insurance?

Nevada SR-22 car insurance is used to help protect motorists against uninsured drivers by making sure that certain motorists are carrying continuous and adequate amounts of liability coverage. The state does require that insurance carriers file the form to act as proof that a driver remains financially accountable in the event of an accident.

Six major factors affect car insurance rates in Nevada. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a NV DUI arrest.

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Who Needs SR-22 Insurance in Nevada?

Those who have any safety responsibility violations will need to file an SR-22 in the State of Nevada. This means that if a motorist has been involved in an accident but did not have insurance and did not pay the required compensation, they will need to file. Also, those who have had their licenses revoked and wish to have it reinstated will need to file a Nevada SR-22 insurance form, as well as those with unsatisfied judgment suspensions.

Are There Different Types of Nevada SR-22 Forms?

The State of Nevada recognizes three certificates in terms of SR-22 forms. The first of these is the Owner’s Certificate, used in the event that the motorist does own a vehicle, the second is the Operator’s Certificate, which would be used when a motorist drives but does not own a vehicle. An Owner-Operator Certificate may be used for motorists who drive both vehicles that do and do not belong to them.

Is SR-22 Car Insurance Required in NV?

Yes. In Nevada, SR-22 auto insurance is required in accordance to Nevada State Law requiring 15/30/10 liability coverage. Additionally, this coverage needs to be maintained for a minimum of 36 months. Failure to maintain coverage will result in the insurer notifying the Department of Motor Vehicles that coverage has lapsed and this may result in penalties.

How Do I File a Nevada SR-22 Car Insurance Form?

Customers that need to file a Nevada SR-22 auto insurance form would want to contact an insurance carrier that is authorized in the State of Nevada. The insurance agency may apply the fee for this to the insurance premium, and this fee will vary between companies. Upon receipt of the request, it may take up to 30 days for the central office to send the form on to the Department of Motor Vehicles. Get your Nevada SR-22 insurance quote quickly; fill in your information to find out more!