Delaware SR-22 Insurance
Free High-Risk Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 2, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
What is SR-22 Insurance for Delaware?
SR-22 insurance, also called a SR-22 financial responsibility form, is a very specific type of insurance. It shows the Delaware authorities that the driver is financially responsible for liability coverage in Delaware. It is filed with Delaware DMV or Department of Motor Vehicles. The company that underwrote the policy issues it, but the driver is ultimately responsible.
Six major factors affect car insurance rates in Delaware. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a DE DUI.
Who needs SR-22 Insurance in DE?
Drivers who have bad driving records need the SR-22. In Delaware, no SR-22 is required. However, if another state has required you to have one, you should continue to carry it while in the state of Delaware. If your license is suspended for not carrying the proper forms in another state, it can also result in your Delaware privileges being suspended. Minimum requirements for coverage in Delaware are $15,000 for injury of one person, 30,000 for total injuries during a single collision, and $10000 for property damage.
Are There Different Types of Delaware SR-22 Forms?
There are not different forms of SR22’s in Delaware as they are not required.
Is SR-22 Car Insurance Required in Delaware?
An SR-22 is not required in Delaware. If you were made to carry one in another stare, you must continue to do so in Delaware. Failure to maintain your SR-22 auto insurance can result in your license being suspended from the state that requires you to have a SR-22 car insurance form on file.
How Do I File a Delaware SR-22 Car Insurance Form?
Since one is not required in Delaware, you will need to file in the state that your license was issued from. Carry at all times and leave in car just in case law enforcement stops you. Each individual state varies on requirements, check with your DMV for information on your local laws.