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What is Pennsylvania SR22 Insurance?
A Pennsylvania SR22 car insurance certificate, or financial responsibility insurance form, is a document that serves as proof that a driver is financially responsible for carrying the minimum required auto insurance as mandated by state law.
Who Needs SR22 Insurance in Pennsylvania?
In the state of Pennsylvania, SR-22 car insurance forms must be filed by uninsured drivers who were involved in accident and did not pay for any damage or injury they caused; drivers with unsatisfied judgments; drivers with revoked licenses or who are under mandatory insurance supervision; and drivers with three or more mandatory insurance violation convictions.
Is SR22 Car Insurance Required in Pennsylvania?
Drivers convicted of these serious moving violations in Pennsylvania must carry liability insurance and file a Pennsylvania SR22 auto insurance form with the Pennsylvania Secretary of State. If you fail to show proof of insurance upon request by a police offer, you face a $500 fine and suspension of your driver’s license and registration.
Are There Different Types of Pennsylvania SR22 Car Insurance Forms?
Yes, and the different types of Pennsylvania SR22 car insurance forms prove financial responsibility of the operator, owner or operator/owner of a vehicle. Operator’s SR22 insurance covers financial responsibility for drivers who operate but do not own a vehicle. Owner’s SR22 insurance covers financial responsibility for drivers who own and operate a vehicle. Operator’s-Owner’s SR22 insurance covers financial responsibility for all vehicles owned or not owned by a driver.
How Do I File a Pennsylvania SR22 Car Insurance Form?
Your insurer files your request for a SR-22 insurance form with the Pennsylvania Secretary of State. You will be charged a processing fee, which can vary among agencies. You can request an online quote from state-sponsored insurance agencies in your area for Pennsylvania SR22 car insurance. The insurance companies generally files the SR22 within 30 days and will send the form to you once it is accepted, along with a letter from the Pennsylvania Secretary of State. The SR-22 auto insurance form must be maintained for three years. Your insurer is required by law to notify the State if you fail to renew your PA SR22 insurance form at least 15 days before the expiration date. The State may then suspend your driving record until your Pennsylvania SR22 car insurance is reinstated.