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UPDATED: Mar 13, 2020
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What is Massachusetts SR22 Insurance?
A SR22 car insurance form, or a financial responsibility insurance certificate, is document a motorist carries in his vehicle as proof that he is are financially responsible for carrying the minimum required amount of insurance on your vehicle.
Who Needs SR22 Insurance in Massachusetts?
SR-22 car insurance must be carried by drivers who have had their drivers’ licenses revoked or suspended due to driving without insurance, driving under the influence of drugs (DUI), driving while intoxicated (DWI) or multiple driving violations or convictions on their driving record.
Are There Different Types of SR22 Forms?
Yes. A motorist can get three types of SR22 auto insurance: Operator, Owner and Operator-Owner. Operator SR22 insurance covers drivers who operate but do not own a vehicle. Owner SR22 insurance covers drivers who operate and own a vehicle. Operator’s-Owner insurance covers all vehicles owned or not owned by a motorist.
Is SR22 Car Insurance Required in Massachusetts?
The state of Massachusetts does not require motorists to file a SR-22. Drivers who are required to file a SR22 in another state should continue to do so, because suspension of your driver’s license in another state could result in losing your driving privileges in the state of Massachusetts.
How Do I File a MA SR22 Insurance Form?
You can contact your insurer and request to file a SR22 with the state requiring the SR22. The insurer may charge a processing fee, which can vary among agencies. You can go (here) to request a quote from state-authorized agencies in your area. Depending on state rules and regulations, your insurer may have to file the SR-22 auto insurance form within a certain timeframe, such as within 30 days. Once the SR22 is accepted, the insurer will send you the SR22 form. You must maintain the SR22 for two to three years and renew it in a timely fashion before the expiration date. If you fail to renew your SR22, the insurer must notify the state, who may revoke your driving privileges until you reinstate your SR22 car insurance.