Virginia SR22 Insurance

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What Is Virginia SR22 Insurance?

A Virginia SR22 car insurance form, sometimes called a SR-22 financial responsibility insurance form, monitors the car insurance coverage of drivers who have been convicted of certain serious moving violations. In Virginia, SR-22 auto insurance forms need to be filed with the Virginia Department Of Motor Vehicles to prove that the driver is financially responsible for carrying the state required minimums for car insurance on the vehicles that they drive or own. The VA SR22 car insurance form should show that the driver has at least the state minimum amount of coverage: $25,000 per person per accident, $50,000 for more than one person per accident, and $25,000 in property damage liability car insurance.

Who Needs SR22 Insurance in Virginia?

In Virginia, SR-22 car insurance forms should be filed by drivers who are caught driving with a suspended license due to a major moving violation like driving without car insurance or manslaughter while driving a motor vehicle. The SR22 auto insurance form is an important step in getting a driver’s license reinstated in Virginia. A Vermont SR-22 auto insurance form is also required for drivers who are convicted of driving while under the influence of drugs and alcohol.

Are There Different Types of Virginia SR22 Forms?

In Virginia, there are three types of SR22 insurance form. The SR22 Owner’s Certificate shows the financial responsibility of the owner of the vehicle. The Virginia SR22 Operator’s Certificate covers operator of a motor vehicle if they do not own the vehicle. The combined Operator-Owners Certificate covers both the driver and all the vehicles whether or not they are owned by the driver. Virginia also has a special type of SR22 form called an FR44 insurance form that is used in DUI cases. The Virginia FR44 insurance form must prove that the driver is carrying twice the legal required minimum amount of car insurance.

How Do I File a Virginia SR22 Insurance Form?

The state does not notify drivers and the driver must tell their car insurance company to file a Virginia SR-22 car insurance form with the state. The driver will usually have to pay a processing fee to their car insurance company. The driver’s car insurance company then files the SR22 form with the Virginia Department of Motor Vehicles.

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