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What is New Hampshire SR22 Insurance?
New Hampshire SR-22 car insurance is a document to verify that a person holds financial responsibility in the event of an accident. This form proves continuous coverage is and will be maintained by the motorist for a certain amount of time. The State of New Hampshire does require that the insurance company file a New Hampshire SR22 auto insurance form as proof that a driver is carrying auto insurance liability.
Who Needs SR22 Insurance in New Hampshire?
In New Hampshire, those who have been in crashes that resulted in injury, death, or property damage resulting in excess of 1 thousand dollars are required to file a New Hampshire SR-22 auto insurance form, if they did not have adequate liability coverage at the time. Also, those who are convicted of driving while intoxicated (DWI) will need to file and those who have license suspensions or revocations.
Are There Different Types of New Hampshire SR22 Forms?
The State of New Hampshire recognizes three types of New Hampshire SR-22 car insurance forms. Those would be the Owner Certificate, the Operator Certificate and the Owner-Operator Certificate. The Owner’s Certificate is meant for those who do own vehicles, the Operator’s for those who do not but still drive, and the Owner-Operator’s Certificate is intended for those who own vehicles but may drive vehicles that they do not own.
Is SR22 Car Insurance Required in New Hampshire?
Yes, an SR22 car insurance form is required in NH. Though there is no state minimum required insurance in New Hampshire, the limits in each case will be set down by the Bureau of Financial Responsibility of the Department of Safety. Coverage must be carried for a minimum of 36 months, though those on a second offense DWI will have to remain covered for 60 months.
How Do I File a New Hampshire SR22 Insurance Form?
Filing is done through a New Hampshire authorized insurance agency. Motorists must contact the insurance carrier to file the form and this may require a small fee, however this fee may be tacked onto the motorist’s premium. The insurer will then file the form with the Bureau of Financial Responsibility of the Department of Safety. You can fill in your details to find quotes on New Hampshire SR22 car insurance now.