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UPDATED: Mar 13, 2020
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What is Mississippi SR22 Insurance?
An Mississippi SR22 car insurance form is a special insurance form that is filed with the DPS to ensure that a driver carries the state’s minimum required liability insurance on their motor vehicles. This is the state’s way of being certain that certain drivers maintain their coverage.
Who Needs SR22 Insurance in Mississippi?
The state of Mississippi requires that any motorist that has been caught without adequate liability insurance has a Mississippi SR-22 car insurance form on file for at least 36 months. They also require anyone convicted of a DUI to maintain current Mississippi SR22 auto insurance.
Are There Different Types of Mississippi SR22 Forms?
There are three different types of SR22 certificates in the state of Mississippi. The Operator’s Certificate is for a person that drives, but does not have a vehicle. The Owner’s Certificate is used when a motorist requiring one has a licensed vehicle. An Operator-Owner’s Certificate is used when the driver has more than one automobile.
Is SR22 Insurance Required in Mississippi?
Mississippi requires any driver that has had a DUI, or has failed to maintain auto insurance in the past three years to have a MS SR-22 car insurance form filed proving they are maintaining the state’s minimum required insurance coverage or have a bond deposited with the State Treasurer in the amount of $50,000. The minimum liability insurance required cover up to $25,000 per person per single accident, $50,000 per accident for bodily injury and $25,000 per accident for property damage. A driver may chose to keep an additional bond of $30,000 to $50,000 in lieu of the Mississippi SR22 auto insurance.
How Do I File an Alabama SR22 Form?
The SR22 form must be filed by your insurance company with the DPS. This is not something you can hand carry. To get an SR22 you need to request it from your insurance company and pay the associated fee. You can get a free online Mississippi SR22 car insurance quote of the fee by entering your information!