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What Is Wyoming SR22 Insurance?
A Wyoming SR22 car insurance form proves that a driver is financially responsible for carrying at least the minimums for liability auto insurance coverage required by the state. In Wyoming, SR22 auto insurance forms must prove that a motorist is carrying at least $25,000 per person in an accident, $50,000 for more than one person injured in an accident, and $20,000 in property damage liability coverage. The driver’s car insurance policy holder is then responsible for filing and maintaining the SR22 form with the State of Wyoming.
When is a Wyoming SR22 Insurance Form Required?
In Wyoming, SR-22 car insurance forms are required in all cases when a driver’s license has been suspended or revoked. The reason for the license suspension or revocation doesn’t matter; an SR22 form is required. For WY drivers, filing a SR22 insurance form with the State of Wyoming is an important part of getting their license reinstated.
Are There Different Types of Wyoming SR22 Forms?
Yes, in Wyoming, SR-22 car insurance forms come in three different types: an Operator’s Certificate, an Owner’s Certificate and an Owners-Operators Certificate. An Operator’s SR22 form proves the financial responsibility of operators of motor vehicles who do not own a vehicle. An Owner’s SR22 form in Wyoming proves the financial responsibility for vehicles that the motorist actually owns. The Operators-Owners SR22 Certificate covers the operator and the vehicles they drive, even if they don’t own those vehicles.
How Do I File a Wyoming SR22 Car Insurance Form?
The State of Wyoming does not notify insurance companies that they need an SR22. The driver is responsible for asking their car insurance company to file an SR22 insurance form with the State of Wyoming. A processing fee is usually charged for filing an SR22 in Wyoming, but this fee is often be included in the insurance premium. This can make Wyoming SR-22 auto insurance policies more expensive, but anyone can find low cost Wyoming SR22 car insurance by entering their information for a free online car insurance quote.