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What Is West Virginia SR22 Car Insurance?
In West Virginia, SR22 car insurance form is basically a special insurance form filed with the West Virginia Department of Motor Vehicles that proves that a motorist is financially responsible enough to carry at least the state mandated minimum amount of car insurance on the vehicle they drive or own. In West Virginia, the state requires that drivers carry at least $20,000 per person per accident in liability coverage, $40,000 for more than one person per accident, and at least $10,000 property damage coverage. A West Virginia SR-22 auto insurance form proves that the driver is carrying at least this minimum amount of liability coverage.
Who Must File an SR22 Insurance Form in West Virginia?
In West Virginia, SR-22 car insurance forms are required for drivers whose licenses have been suspended or revoked. West Virginia SR22 car insurance forms are also required in cases of mandatory car insurance supervisions or if the driver has an unsatisfied judgment against them. This means that if a driver does not pay the compensation they were ordered to by the court, they must file an SR22 auto insurance form to show that they are financially responsible and are driving with car insurance.
How Do I File a West Virginia SR22 Insurance Form?
The driver must request that their car insurance company file the form. The driver usually must also pay a processing fee to their insurance company. The driver’s car insurance company is then responsible for filing a SR-22 insurance form with the West Virginia Department of Transportation. To find low cost West Virginia SR-22 car insurance, drivers who need a SR22 form in West Virginia can start by getting a free online quote.
How long do I have to file a West Virginia SR22 Form?
In West Virginia, drivers must maintain their SR22 insurance filing for a period of three years. The driver must continuously file the West Virginia SR22 auto insurance form by reinstating it before the expiration date or the insurance agency will notify the state that the SR22 has lapsed. If a West Virginia SR-22 car insurance form lapses, the state may suspend the driving record until the WV SR22 car insurance is reinstated.