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What is Hawaii SR22 Insurance?
The Hawaii SR22 car insurance is a form that insurance companies issue to prove to a state that an individual has proper insurance. It is the way that the state monitors insurance for a driver who has had problems with their driver’s license, such as DUI, habitually lacking insurance, or multiple tickets in a short period of time.
Who needs SR22 Insurance in Hawaii?
In Hawaii, an SR22 is required when a driver has been in an accident while uninsured and has not paid for damages, when they have been charged with driving under the influence, DUI, when a license has been suspended due to an accumulation of moving violations, or in cases of mandatory insurance supervisions.
Are There Different Types of Hawaii SR22 Forms?
There are three different types of Hawaii SR22 car insurance. Operator’s certificate covers financial responsibility if the motorist does not have a vehicle, Owner’s certificate is for the motorist’s vehicle, and Operator-Owner’s covers both the motorist’s vehicle and other vehicles if not insured.
Is SR22 Car Insurance Required in Hawaii?
SR22 is required in the state of Hawaii to monitor the insurance of problem drivers. The minimum coverage is $20,000 for one person killed or injured, $40,000 for two or more people killed or injured, $10,000 for property damage, and $10,000 for personal injury protection.
How Do I File a Hawaii SR22 Insurance Form?
Contact an insurance agency that is authorized to issue SR22 insurance or compare HI SR-22 auto insurance quotes here by entering your zip code. Once you have paid the processing fee, which varies by agency, they will send the SR22 to the Secretary of State in Hawaii. The Secretary of State will send the driver a letter along with the Hawaii SR-22 auto insurance form to be kept with them at all times when driving. The Hawaii SR22 car insurance must be maintained for a period of 36 months.