Elijah Black

Lead Insurance Writer

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

Lead Insurance Writer

Rachael Brennan

Licensed Auto Insurance Agent

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Licensed Auto Insurance Agent

UPDATED: Dec 4, 2023

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What is SR-22 Insurance in Arizona?

Arizona SR-22 car insurance is an important document that will prove that a motorist is in fact, covered by liability insurance. This form shows proof positive of fiscal responsibility in the event of an accident or should a motorist be pulled over. This important form will let the department of motor vehicles know that you do in fact have coverage.

Six major factors affect car insurance rates in Arizona. Which auto insurance factors will affect SR-22 rates the most? Typically that’s a AZ DUI.

Who Needs Arizona SR-22 Car Insurance?

Motorists who have had any safety responsibility suspensions, such as driving without insurance will need to file an Arizona SR-22 form. In addition to this, anyone who has had a revoked license or who has had insurance suspensions will need to file, as well as those who have unsatisfied judgment suspensions. Those who are considered high risk, such as those motorists who have had too many points on their licenses for various violations will also need to file.

Are There Different Types of Arizona SR-22 Forms?

Yes, in the State of Arizona there are two forms: The Owner’s Certificate and the Operator’s Certificate. Those who drive their own vehicle will need an Owner’s Certificate, while those who drive, but do not own a vehicle will need an Operator’s Certificate.

Is SR-22 Insurance Required in Arizona?

Yes, SR-22 forms are required in Arizona. The state minimum for insurance coverage is set at 15/30/10 – these are the amounts of coverage that are required by law. This means that drivers must have at least $15,000 worth of liability coverage in the event of an accident that hurts or causes one death, $30,000 for two, and $10,000 worth of property damage coverage. Those who need Arizona SR-22 forms will be required to have them filed anywhere from 36 months and up, depending on the individual circumstance.

How Do I File an Arizona SR-22 Insurance Form?

Those who need to file an Arizona SR-22 auto insurance form need to talk to insurance providers authorized to sell insurance in Arizona. Once a provider is chosen, a small fee may be charged in addition to the premium for filing, and the provider will then file the form with the Secretary of State’s office in Phoenix. Contact us now to find out rates on Arizona SR-22 car insurance forms.