Elijah Black

Lead Insurance Writer

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

Lead Insurance Writer

Rachael Brennan

Licensed Auto Insurance Agent

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Licensed Auto Insurance Agent

UPDATED: Dec 4, 2023

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SR-22 Bond in Ohio

If you are a person that needs an SR22, Ohio has made the whole process easy. As long as you have proof of some type of financial responsibility you can have your SR-22 documents in just a few minutes and be on your way to having your license reinstated.

What is an SR-22 Bond in Ohio?

The state of Ohio mandates that every motor vehicle and motorist have adequate insurance or enough money on deposit with the Treasury Department to pay for any car accident they cause. If you fail to keep your insurance current, or your deposit is used and not replenished, your driving license will be suspended. You will need to get an SR-22 bond to show that you have fixed the situation. The SR-22 bond is proof that you have.

Who else Needs an SR-22 Bond in Ohio?

Ohio SR-22 bonds are required any time a motorist loses their license for too many traffic violations. They will also be required to have one filed if they receive a DUI.

Financial Responsibility

In Ohio, SR-22 bonds are also called financial responsibility bonds, or FR bonds. They are the monies deposited in lieu of a car insurance policy. FR Bonds will only pay out as much as the amount of deposit. If the damages occurred in the accident come to more than the amount on deposit, the driver will be held responsible for the difference. SR-22 bonds in Ohio will require a deposit of at least $30,000. This may seem like a lot, but in the case of personal injury, it can be used up quite quickly.

The Ohio SR-22 bond requirements usually last for three years. There are a few infractions that will make you keep your SR-22 bond in Ohio intact for five years. Be sure to check with the BMV for the exact time of your requirement.