Free SR22 Insurance

If you have had circumstances that require you to have SR22 insurance, the best way to save money and get cheap or free SR22 insurance is to get as many quotes as possible. SR22 insurance can be expensive as the specialized quotes for those that are considered high risk.

Free High-Risk Insurance Comparison

 Secured with SHA-256 Encryption

Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications...

Full Bio →

Written by

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance...

Full Bio →

Reviewed byRachael Brennan
Licensed Auto Insurance Agent

UPDATED: Jul 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free SR22 Insurance: Quotes are free – everything else is not. If you have had circumstances that require you to have SR22 insurance, the best way to save money is to get as many quotes as possible. Quotes for insurance are free, SR22 insurance can be expensive as they are usually specialized quotes for those that are considered high risk.

Get FREE SR22 insurance quotes today. Just enter your zip code above.

SR22 Insurance Requirements

SR22 insurance is typically required of people who have had multiple violations, have allowed insurance to lapse habitually, or who have had DUIs. In these circumstances, the Department of Motor Vehicles, or DMV, wants to ensure that you will be financially responsible when driving. How much does SR22 insurance cost a month if you have a DUI? It averages to more than $200 a month and that number only goes up if you have multiple DUIs.

An SR22 is an insurance policy that requires the insurance provider to notify either the Secretary of State or DMV that you have the appropriate coverage and have not allowed your insurance to lapse. In many cases, the SR22 also stipulates that you can only drive to and from work and school and do not cover driving outside of these circumstances.

Can you get an SR22 without insurance?

No. you will need to already have car insurance before filing any SR22 forms.

Trying to save money when getting SR22 insurance will be a difficult task because of the nature of the insurance The best way to save money is to get as many quotes as possible to find the lowest tuition. While getting quotes are free, SR22 insurance is typically more expensive than a normal policy as it labels you as a high risk. Keep in mind that the cheapest quote is not always the best, as some companies are more experienced at handling SR22 policies. You want a company that is familiar with how to file SR22s. Look for companies that advertise that they deal with DUIs. These type of companies are used to how the state wants your SR22 filed so that there are no problems with the program.

There are many sites online that will offer you free SR22 insurance quotes. Some brokers can also help to find quotes for you and compare them. Apply to as many as you can to find the company that will offer you the best coverage at the cheapest rates. Compare at least five companies if you can. You can also check some larger, more well-known insurance companies, but in many cases, they will not deal with SR22 drivers.

What is the cheapest SR22 insurance?

That depends on a variety of factors including insurance provider as well as your state of residence.

Make sure that they are quoting you the premium that includes at least the minimum required for your state. While minimums vary, the majority of states require at least $25,000 per person bodily injury and $10,000 property damage. Check with your local DMV for specifics for your state.

Get FREE SR22 insurance quotes today. Just enter your zip code below.

Free High-Risk Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption