Understanding FR-44 Insurance in Florida and Virginia

In some states, drivers convicted of serious driving offenses must file an SR-22 certificate. Drivers who receive a DUI or similar extremely dangerous driving violations in Florida and Virginia must file an FR-44 insurance certificate. An FR-44 demands more comprehensive coverage to protect others on the road from reckless drivers. Florida and Virginia require FR-44…

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SR-22 and No-Down-Payment Auto Insurance Policy

Many people who own vehicles have insurance policies that protect them and their cars. However, most people mistake an SR-22 form with a type of insurance policy. Instead, an SR-22 is a certificate that is required for some drivers by court order. On the other hand, some insurance companies offer a no-down-payment auto insurance policy…

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SR-22 and Temporary Auto Insurance Policy

You may wonder if it is a good idea to have an SR-22 and temporary car insurance. Specifically, you may wonder, “Can I buy car insurance for one day or a month?” Simply put, it is not a good idea, even if some companies offer such policies. Temporary car insurance is a type of policy…

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SR-22 and Medical Payments (MedPay) Coverage: What to Know

Auto insurance requirements vary from state to state, and you may need additional medical or SR-22 coverage. Finding cheap SR-22 insurance and medical payments (MedPay) coverage can be tricky if you don’t know what you’re looking for or what your other policy coverage may include. Overlapping policies is an expensive and unnecessary cost you can…

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SR-22 and Personal Umbrella Coverage: What to Know

If you are deemed a high-risk driver, you may be required to get an SR-22 form or SR-22 insurance. These aren’t actual policies but rather a document filed by your insurance company to prove that you have the additional coverage required. This would usually consist of third-party liability coverage, and the minimum requirements would cover…

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SR-22 and Personal Injury Protection (PIP) Coverage: What to Know

Are you worried about SR-22 and personal injury protection (PIP) coverage quotes? SR-22 car insurance costs are more expensive than standard car insurance rates, but how does it affect personal injury protection? This guide explains everything you need to know about SR-22 and personal injury protection (PIP) coverage rates, how SR-22 and personal injury protection…

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SR-22 and State Commercial Automobile Insurance Plans (CAIP)

If you have ever been caught driving uninsured, driving with a suspended license, driving under the influence, or routinely disobeying traffic laws, you may have had to file an SR-22 form. Knowing all you can about SR-22 and state commercial automobile insurance plans will make everything easier if you find yourself needing this type of…

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How to Get an SR-22 Removed

If you have ever been caught driving under the influence, driving without proper insurance, driving recklessly, or committing certain other infractions, you may have been required to file an SR-22 form. There’s a chance you needed an SR-22 in the past, but you have now met the time requirements and can have the SR-22 removed…

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SR-22 and Rideshare Coverage: What to Know

Are you looking for SR-22 and rideshare coverage? If you have one type of coverage, you might not be able to have the other at the same time. If you recently had to file an SR-22 form, that means your driving privileges are limited. You will not have full driving privileges while your SR-22 is…

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How to Cancel SR-22 Auto Insurance

So you’ve gotten a DUI or enough tickets to land you on the SR-22 radar of your state’s insurance department. After the three to a five-year filing requirement, you may find yourself a little lost on where to go next.  SR-22 insurance quotes are going to be more like a filing fee than anything else….

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FR-44 vs SR-22: What’s the Difference (Florida)

FR-44 vs. SR-22 in Florida are two different programs that aren’t insurance coverage. You’ll need FR-44 and SR-22 to show the state of Florida that you’re carrying the appropriate auto insurance requirements to drive. Although FR-44 and SR-22 are similar, the requirements for each program vary. Our guide will explain the difference between the FR-44…

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SR-22 & Policy Cancellation vs. Non-Renewal: What’s the Difference

You must maintain an SR-22 filing for as long as you are required to by law. But if your coverage is nearing renewal or has been canceled, you’re probably wondering what the difference is between SR-22 and policy cancellation vs. non-renewal. Even after your auto insurance company files an SR-22 on your behalf, they still…

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SR-22 Insurance Requirements When Moving to Another State

Your state may require you to file an SR-22 form if you have a poor driving history. Multiple tickets, DUIs, or failing to keep your auto insurance current can all cost you time and money. But, what if you leave your state? What if you move or are required to carry SR22 insurance in another…

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SR-22 vs. FR-19 (Maryland): What’s the Difference

When it comes to an SR-22 vs. FR-19 (Maryland), the differences may be tricky to navigate. Both forms are required by the state, but for very different reasons. While an FR-19 doesn’t raise your auto insurance rates, an SR-22 can mean much higher rates. The good news is that it’s still possible to find cheap…

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What states have something different than an SR-22?

SR-22 is required for high-risk drivers across the United States. But some states have other certifications for high-risk drivers who have DUI convictions or drivers who’ve been in a car accident.  Which states have something different? Don’t worry — we’re here to explain which states have other certifications. Our guide shows you which states have…

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Non-Standard Auto Insurance Policy: What to Know

Every car owner should get insurance to protect their vehicle. However, sometimes, you may be in a situation where you may not be eligible for standard auto insurance policies. Several companies offer multiple policies that cover nearly all types of vehicles, and you can get a non-standard auto insurance policy at competitive rates if you…

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What happens if you can’t afford SR-22 insurance?

SR-22 insurance is required if you’re a high-risk driver, but what happens if you can’t afford SR-22 insurance? There are many things you can do before you buy SR-22 insurance. Our guide explains what to do if you can’t afford SR-22 insurance, how you can access cheap SR-22 insurance, and how much it costs per…

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SR-22 Bond vs. Insurance: What’s the Difference

If you are required to file an SR-22, you may be wondering what the difference is between an SR-22 bond and a standard insurance policy.  Not everyone has to hold an SR-22 certificate. This is a special filing that is issued to people who are considered high-risk drivers.  So what makes a person a high-risk…

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