SR-22 Insurance Filing Options
Free High-Risk Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 2, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
What is SR-22 Insurance Filing?
You may be wondering what this SR-22 insurance filing you need is all about. All it is is a way for the DMV to verify that you keep your insurance policy up to date. The DMV has decided that they need to be extra watchful of your insurance coverage.
Who Needs SR-22 Insurance Filing?
In most states, if you let your car insurance be cancelled you will need SR-22 insurance filing done on your behalf. It is like an alert to the DMV. If you have managed to acquire a number of traffic violations over a short period of time, and have not yet lost your license, you will need to have an SR-22 filed. People convicted of a DUI offense will also need SR-22 documentation.
What States Do Not have SR-22 Insurance Filing Requirements?
Delaware, Kentucky, Minnesota, New Mexico, New York, North Carolina, Oklahoma and Pennsylvania do not have SR-22 insurance filing requirements. It is important to note though, if you have been n an SR-22 filing situation, and have not completed three years of compliance, you will still be required to have an SR-22 filed in your previous state until your time is up. It will be up to you to make sure that your insurance company is capable of doing out of state SR-22 insurance filings.
Often your insurance company finds out before you do that you will need to file an SR22. They will contact you and inform you of the situation. If you find out from the DMV you will be the one making contact with your insurance agent. Except for maybe pay a small fee for the paperwork, there is nothing left you need to do other than keep your car insurance current. The insurance company will take care of the actual SR-22 insurance filing for you.