SR-22 and Roadside Assistance Coverage: What to Know
Combining SR-22 and roadside assistance coverage doesn't have to be complicated. Yes, an SR-22 may increase your insurance rate by 14% to 40%, but adding roadside assistance coverage can save you time and money. Rates may, in fact, only cost $16 a year to add roadside assistance to SR-22 coverage.
Free High-Risk Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 15, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Pairing SR-22 and Roadside Assistance coverage together saves drivers time and money
- Failing to have SR-22 coverage can lead to penalties such as court-ordered fees and license suspension
- Roadside Assistance is essential as it is highly likely you will flat tire repair or tow service
- Roadside Assistance coverage provides, otherwise costly, services at affordable rates
Now, you may be wondering, what is SR 22 insurance? Or, why should I add roadside assistance coverage?
In short, SR-22 insurance is documentation an insurance provider sends to the Department of Motor Vehicles (DMV). In this way, the insurance company proves their client has an insurance policy.
Furthermore, roadside assistance covers a range of affordable services to assist drivers in need. A la carte roadside services are costly. However, rates can be as low as $16 a month to add roadside assistance coverage to an existing policy.
When, and if, you decide to buy SR-22 and roadside assistance car insurance, you will want to feel 100% confident you’ve made the best decision for you. Yes, there are tools to help with that.
Enter your ZIP code into the free tool above to compare SR-22 and roadside assistance car insurance rates.
Is SR-22 auto insurance for everyone?
SR-22 car insurance coverage is for drivers of specific driving violations. Those violations include:
- Driving under the influence (DUI)
- Driving while intoxicated (DWI)
- Causing an at-fault or negligent auto accident
- Driving without a driver’s license
- Having a driver’s license suspended
- Driving without car insurance
- Multiple driving violations over a short period of time
An SR-22 is usually court-ordered. Therefore failure to obtain one or reinstate insurance coverage would violate a court order.
Examples of court order violations include some of the penalties below:
- Driver’s license suspension
- Completely revoking a driver’s license
- Court-ordered fees
- Current auto insurer terminating its coverage
Compare quotes from the top car insurance companies and save!
Secured with SHA-256 Encryption
How do I find cheap SR-22 insurance near me?
Finding SR-22 insurance is relatively easy because most major insurance companies offer it. Here’s a comparison of cheap SR-22 insurance rates. It’s important to know how much does SR-22 cost a month because it will vary by company.
What will roadside assistance coverage do for me?
Roadside assistance, in particular, is a valuable auto insurance option, yet many drivers turn down coverage to save a few dollars a year. As a result, uncovered drivers lose out on time and money-saving services.
Below are a few services roadside assistance coverage offers:
- Tow service
- Fix or replace a flat tire
- Provide oil or gas
- Unlock or Lockout service
- Jumpstart service
In truth, many first-time drivers decline roadside assistance simply because they haven’t experienced a need. Seasoned drivers knowingly take the risk and skip coverage and may potentially pay in a big way down the line.
Unfortunately, many drivers don’t realize roadside assistance insurance is essential until it’s too late – then it’s time to pay up in full.
How often is roadside assistance coverage used?
According to The Baltimore Sun, “there are 220 million flat tires annually – and each driver will experience up to five flat tires in their lifetime.” Yes, chances of a flat tire are high, and uninsured drivers risk losing time and money with every flat.
Let’s say you can easily change a flat tire. Even if you know how to replace a wheel, it can be incredibly unsafe. Hundreds of drivers die every year trying to fix a breakdown and billions of dollars are spent on repair costs.
Compare rates today to find the best SR-22 and roadside assistance coverage. Enter your ZIP code below to get a free quote today.