Elijah Black is a Greenville, South Carolina native with a B.A. English from Coastal Carolina University. He is a fiction writer and also works as a freelance writer and editor. He’s worked as a Production Assistant for WYFF 4 and has been published in several publications and websites across the United States.

Full Bio →

Written by

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Full Bio →

Reviewed by Rachael Brennan
Licensed Auto Insurance Agent Rachael Brennan

UPDATED: Jun 29, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Don't Forget These Facts

  • You will need your SR-22 on file for anywhere from two to five years, depending on your state
  • Check with your local department of motor vehicles to be sure you have met the requirements to have your SR-22 removed
  • You can ask your car insurance company to remove your SR-22 for you

If you have ever been caught driving under the influence, driving without proper insurance, driving recklessly, or committing certain other infractions, you may have been required to file an SR-22 form.

There’s a chance you needed an SR-22 in the past, but you have now met the time requirements and can have the SR-22 removed from your driving record. If that’s the case, you may be curious about how to get your SR-22 removed.

There are specific steps you will need to take to have the SR-22 removed. Once that happens, you can expect to have lower car insurance rates and more opportunities to save money with additional car insurance discounts.

If you’re searching for car insurance after having your SR-22 removed, enter your ZIP code above to see the best rates available in your area.

How do I know when my SR-22 can be removed?

In most states, you will be able to find out more about your SR-22 requirements from your local department of motor vehicles. You can call your DMV to ask about your SR-22, whether you’re eligible to have it removed, and how to go about doing so.

If you call your DMV and they state that you are eligible to have the SR-22 removed, your next step would be to contact your car insurance company and ask them to remove the file.

Once you have done this, the car insurance company may make adjustments to your car insurance rates when it is time to renew your policy.

It is always in your best interest to shop around for car insurance options before you commit to staying with your current car insurance company.

You may call your DMV and discover that you are not yet eligible to cancel your SR-22. If that is the case, you can ask for the specific date at which you can remove your SR-22 filing, pending a continued clean driving record.

You should never have your SR-22 removed through your car insurance company if you have heard that it is not yet time to do so. This could result in serious legal repercussions.

Compare quotes from the top car insurance companies and save!

secured lock Secured with SHA-256 Encryption

How do I get my SR-22 removed?

There is typically a standard amount of time that you will have to wait — anywhere from three to five years — before you can pursue having your SR-22 removed.

SR-22 Filing Terms by State
StatesLength of Filing Period
District of Columbia3
Florida (FR-44 also required)3
Maryland (FR-19 also required)3
New Hampshire3
New Jersey3
North Dakota1
Rhode Island3
South Carolina3
South Dakota3
Virginia (FR-44 also required)3
West Virginia3
Compare RatesStart Now →

Once you have met your state’s minimum required amount of time to have an SR-22, you will likely be able to have your SR-22 removed. You should still check with your local department of motor vehicles as stated above just to be sure.

The main reason for this is to ensure that your required amount of time to carry an SR-22 was not extended for some reason. This can happen if you continue accruing infractions on your driving record.

In order to get your SR-22 removed, you need to check with your insurance company.

The best thing to do would be to call so you can discuss your situation with someone. They would be able to tell you when they plan on removing your SR-22 and whether there will be a cost associated with the action.

Once you’ve gone through your insurance company and asked to have your SR-22 removed, you can check back with your local DMV to ensure the file was actually removed.

Can I get cheaper coverage once I have my SR-22 removed?

If you have successfully removed your SR-22 via your insurance company, you may want to know how to remove SR-22 insurance as well.

While an SR-22 does not technically require its own insurance coverage, most drivers find that car insurance with an SR-22 on file can be much more expensive than what they are used to paying.

The best way to find cheaper car insurance rates once you have your SR-22 removed is to shop around and compare prices from multiple insurance companies.

You may find that you are eligible for discounts and can save even more on your car insurance than what you paid before you had your SR-22 on file.

To search for car insurance coverage once your SR-22 is removed, enter your ZIP code below.