How to Get an SR-22 Removed
If you wish to have your SR-22 removed, you need to check with your local department of motor vehicles first. Your insurance company will be able to remove your SR-22 as soon as you authorize them to do so. Once you get your SR-22 removed, you can expect an eventual reduction in car insurance rates.
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UPDATED: Jun 29, 2021
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- You will need your SR-22 on file for anywhere from two to five years, depending on your state
- Check with your local department of motor vehicles to be sure you have met the requirements to have your SR-22 removed
- You can ask your car insurance company to remove your SR-22 for you
If you have ever been caught driving under the influence, driving without proper insurance, driving recklessly, or committing certain other infractions, you may have been required to file an SR-22 form.
There’s a chance you needed an SR-22 in the past, but you have now met the time requirements and can have the SR-22 removed from your driving record. If that’s the case, you may be curious about how to get your SR-22 removed.
There are specific steps you will need to take to have the SR-22 removed. Once that happens, you can expect to have lower car insurance rates and more opportunities to save money with additional car insurance discounts.
If you’re searching for car insurance after having your SR-22 removed, enter your ZIP code above to see the best rates available in your area.
How do I know when my SR-22 can be removed?
In most states, you will be able to find out more about your SR-22 requirements from your local department of motor vehicles. You can call your DMV to ask about your SR-22, whether you’re eligible to have it removed, and how to go about doing so.
If you call your DMV and they state that you are eligible to have the SR-22 removed, your next step would be to contact your car insurance company and ask them to remove the file.
Once you have done this, the car insurance company may make adjustments to your car insurance rates when it is time to renew your policy.
It is always in your best interest to shop around for car insurance options before you commit to staying with your current car insurance company.
You may call your DMV and discover that you are not yet eligible to cancel your SR-22. If that is the case, you can ask for the specific date at which you can remove your SR-22 filing, pending a continued clean driving record.
You should never have your SR-22 removed through your car insurance company if you have heard that it is not yet time to do so. This could result in serious legal repercussions.
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How do I get my SR-22 removed?
There is typically a standard amount of time that you will have to wait — anywhere from three to five years — before you can pursue having your SR-22 removed.
|States||Length of Filing Period|
|District of Columbia||3|
|Florida (FR-44 also required)||3|
|Maryland (FR-19 also required)||3|
|Virginia (FR-44 also required)||3|
Once you have met your state’s minimum required amount of time to have an SR-22, you will likely be able to have your SR-22 removed. You should still check with your local department of motor vehicles as stated above just to be sure.
The main reason for this is to ensure that your required amount of time to carry an SR-22 was not extended for some reason. This can happen if you continue accruing infractions on your driving record.
In order to get your SR-22 removed, you need to check with your insurance company.
The best thing to do would be to call so you can discuss your situation with someone. They would be able to tell you when they plan on removing your SR-22 and whether there will be a cost associated with the action.
Once you’ve gone through your insurance company and asked to have your SR-22 removed, you can check back with your local DMV to ensure the file was actually removed.
Can I get cheaper coverage once I have my SR-22 removed?
If you have successfully removed your SR-22 via your insurance company, you may want to know how to remove SR-22 insurance as well.
While an SR-22 does not technically require its own insurance coverage, most drivers find that car insurance with an SR-22 on file can be much more expensive than what they are used to paying.
The best way to find cheaper car insurance rates once you have your SR-22 removed is to shop around and compare prices from multiple insurance companies.
You may find that you are eligible for discounts and can save even more on your car insurance than what you paid before you had your SR-22 on file.
To search for car insurance coverage once your SR-22 is removed, enter your ZIP code below.