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Cheapest SR22 Insurance: The Full Story
The cheapest SR22 insurance is not incredibly difficult to find. Unfortunately, if you are in a situation
where you need SR22 insurance , you are labeled as high risk. If you are required to have an SR22
policy, it is typically because of a violation, such as a DUI, or a history of letting your insurance
expire, or having your license suspended or revoked. This all places you in a situation where you
are considered high risk and may have trouble finding an insurance company that can help you. You
will need to look for a company that is able to write SR22 policies. The good news is that you can
find cheaper SR22 insurance by doing your homework.
First , it is helpful to know what an SR22 is. An SR22 is a special type of policy where the insurance
company is required to submit proof of your coverage to the DMV or Secretary of State. This ensures that
you are financially responsible to drive and that your insurance has not lapsed. In many cases, it may
also include a limitation on where and when you can drive. For instance, an SR22 can mean that you are
only covered when driving to and from work or school and are not allowed to drive except for these
Know what the state minimums are for SR22 insurance. Your Secretary of State or local Department of Motor
Vehicles can tell you what the requirements are. This helps you to find the cheapest SR22 insurance since
you will know what the minimum coverage you need is. For most states , the cheapest SR-22 insurance is the
minimum coverage of $25,000 per person for bodily injury and $10,000 for property damage, however they can
vary from state to state.
Compare as many companies as you can to find the cheapest SR22 insurance policy that you can. Try to compare
at least three to five companies to find the cheapest SR-22 insurance. Look online for companies that specialize
in situations such as DUIs, they can usually usually offer the cheapest SR22 insurance policies as they work
with enough of these type of policies to know exactly what to do. Keep in mind that the cheapest SR22 insurance
quotes are not always the best, having a reputable company that knows how to work with SR-22 insurance can be
much more important as they will be responsible to report your insurance information so that your license does
not get suspended.