South Carolina SR22 Insurance

Save on SR22 Insurance

We Help People Save Big Money

on their SR22 Insurance. Let us help you too!
We provide FREE quotes from mutiple companies
and let you choose the best plan to fit your budget

Enter Your Zip Code and Start Saving

Start Saving! It’s FREE and Easy.

Don’t Worry!

We know SR22 Insurance can
be stressful and scary at times.
But we have you covered.

We’ve made the process fast, easy, and
affordable. Enter your zip code and let us help.

Rescue Pig

South Carolina SR22 Insurance

South Carolina Postcard

Start comparing South Carolina SR22 quotes above and save BIG!

View more states at our SR22 State Guide page.

South Carolina SR22 State Guide

Our South Carolina SR22 insurance
state guide has all the resources
you need to make all the best
SR22 decision.Get Answers

South Carolina SR22 State Guide with Compass

Our South Carolina SR22 Insurance City Guide

is coming soon!

City Skyline

South Carolina SR22 Insurance Guide to Sanity

SR22 Insurance Overview

What is South Carolina SR22 Insurance?

A South Carolina SR22 car insurance certificate, or financial responsibility insurance form, is a document that serves as proof that a driver is financially responsible for carrying the minimum required car insurance.

Who Needs SR22 Insurance in South Carolina?

In South Carolina, SR22 car insurance must be carried by uninsured drivers who were involved in an accident and failed to pay for injuries or damages they caused; drivers with unsatisfied judgments; drivers with more than three mandatory insurance violation convictions; drivers whose licenses were revoked; and drivers operating a vehicle under mandatory insurance supervisions.

Are There Different Types of South Carolina SR22 Insurance Forms?

There three types of South Carolina SR-22 auto insurance forms: operator, owner and operator-owner. Operator’s SR22 car insurance certificate is for drivers who operate but do not own a vehicle. Owner’s SR22 insurance certificate is for drivers who own and operate a vehicle. Operator’s-Owner’s SR22 car insurance certificate is for all vehicles owned or not owned by a driver.

Is SR22 Car Insurance Required in South Carolina?

If convicted of a serious moving violation, drivers in South Carolina must carry liability insurance and file a South Carolina SR-22 auto insurance form with the South Carolina Department of Motor Vehicles (DMV). Failure to do either will cost you a $500 fine and suspension of your driver’s license and registration if you are stopped by a police officer during a routine traffic stop or accident.

How Do I File a South Carolina SR-22 Insurance Form?

Your insurance company files your South Carolina SR22 car insurance form with the South Carolina DMV. You will be charged a processing fee, which can vary among insurers. You can go (here) to request a quote from insurance agencies in your area. The insurance company will forward the SR22 auto insurance form to the DMV within 30 days. If accepted, you will receive the SR22 along with a letter from the DMV. A South Carolina SR-22 insurance form must be maintained for three years, and you must renew it at least 45 days before it expires. Your insurer will notify the State if you fail to renew your SR-22 insurance form at least 15 days before the expiration date, and your driving record may be suspended until your South Carolina SR22 car insurance form is reinstated.