New Mexico SR22 Insurance

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New Mexico SR22 Insurance

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New Mexico SR22 Insurance Guide

SR22 Insurance Overview

What is New Mexico SR22 Insurance?

An SR22 car insurance form usually refers to a certificate that is filed by an insurance provider for proof of continuous insurance in the cases of motorists who have had certain issues on their driving records. However, in the State of New Mexico, this form is not required. If you move to New Mexico and are required by another state to continue to have the SR-22 insurance form filed, you may need to continue to file with that state.

Who Needs an SR22 Insurance Form?

Those who are considered high risk, due to certain driving violations, or number of violations need to file SR-22 insurance forms in the states where they are required. Additionally, those who have had their licenses revoked or suspended may need to file SR22 forms in order to remain allowed to drive. This form is usually attached to a policy and filed with the state in which it was required.

Are There Different Types of New Mexico SR22 Forms?

No, in New Mexico, as the form is not required, there are not different types of New Mexico SR-22 car insurance forms. However, motorists moving to NM from a state where they were already required to have an SR-22 insurance form filed in order to maintain their licenses may want to check with that state.

Is SR22 Insurance Required in New Mexico?

No. However, the State of New Mexico does have mandatory auto insurance minimums which must be met. The amount of car insurance liability coverage that is needed to legally drive in New Mexico is $25,000 in cases where one person is killed or injured, $50,000 for two or more, and $10,000 in property damage liability coverage for any single accident. Additionally, in the State of New Mexico, if you fail to provide proof of auto insurance coverage, you will first receive a Notice of Noncompliance. If you have coverage when you receive this notice, your New Mexico car insurance provider will need to then provide proof of insurance to the New Mexico MVD. This proof of insurance is similar to a New Mexico SR22 insurance form in that it proves that you have at least the state minimum amount of coverage for New Mexico auto insurance.