What is an SR22 Bond?

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What is an SR22 Bond?

If you are asking yourself, what is an SR22 bond? We can help. We have all the answers to this difficult question.

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SR22 Bond – What is it?

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What is an SR22 Bond?

If you have received a notice from the DMV you may be wondering just what is a SR22 bond . An SR22 bond is a document filed with the Secretary of State, or the State Department that states that you are financially responsible for any debts that will be accrued if you are found at fault in an automobile accident. Basically, this means that you have the proper insurance coverage, or a large deposit with the Treasury Department.

Who Needs an SR22 Bond?

Now that you know what an SR22 bond is you need to know why you need one. There are a few reasons why a person is required to maintain an SR22 bond, the first one being a lapse in financial responsibility. Any time your insurance coverage lapses the insurance company must inform the DMV. The DMV will suspend your license, revoke your car registrations, charge you a fine, and tell you that you have to get an SR22. If you have managed to accrue a number of traffic violations in a short period of time, you will get the same news. When you are picked up for a DUI, you can be sure part of the sentence will be the filing of an SR22 bond before you can drive again.

How Long Will I Need an SR22 Bond?

In most cases, an SR22 bond is required for three years. As long as you keep your insurance coverage current you will not need to do anything after you first tell your insurance agent. He will simply file the SR22 bond papers as your insurance is renewed.

It really is that simple, an SR22 bond is filed so the DMV knows the status of your insurance policy at all times. What is a SR22 bond? It is proof.